You can purchase housing in the "Optymisto" residential complex with a mortgage, under the "eOselya" program.
📌 What you need to know about this program:
«eOselya» is a state housing mortgage lending program that has been in effect since October 2022. At the beginning, it could be used by military personnel, security forces, doctors, teachers and scientists - simplified conditions and a 3% rate still apply to these preferential categories.
From August 1, 2023, the government expanded the program — since then, mortgages at 7% can be taken by veterans and their family members, participants in hostilities, persons with disabilities as a result of the war, families of dead (deceased) war veterans, as well as other citizens of Ukraine who are not have their own home or own less than 52.5 m² for a one-person family and an additional 21 m² for each subsequent family member. At the same time, housing owned in temporarily occupied territories is not taken into account. De facto, within the framework of this program, the state compensates the banks for a reduced interest rate, because now an ordinary home mortgage can be taken from a bank at 15-25%.
